“Money: How to Be Rich Without It and How to Stretch It Using Ten Hints from the Past and the Technology of Today” is available in paperback and Kindle
and all digital formats at smashwords.com
For more help and tips on stretching your money, see my blog http://www.stretchmoney.wordpress.com
Connect with me on my Facebook page https://www.facebook.com/howtostretchyourmoney
Reviews:
Positive and uplifting. We can and will survive. This book is a cross between Norman Vincent Peale and Napoleon Hill. Good quotes sprinkled throughout. Worth the read.
Laura Lane
Definitely worth the read. This work by Stephanie Blake hits all the main themes of personal money management. It speaks to the heart about becoming responsible and accountable for our money regardless of net worth. Very insightful and helpful ideas on how to get your family finances under control and thrive on less. I have ordered copies for all my family members and clients. It belongs on every family bookself and in all professional libraries. She eloquently explains not just the “why” but the “how” it’s critical to be good financial stewards in today’s whirlwind economy. I have found few books in my 22 years as a Personal Financial Advisor that reach across such a spectrum of readers. My copy is on my nightstand along with the greatest books I’ve ever read.
Neal Logan, Financial Advisor
Sample chapter:
Chapter 9: Hint #6: Waste Not, Want Not: Our Grandparents Were The Original Environmentalists |
“Frugality comes from the Latin. It speaks of bearing fruit. Of our ability to flourish, not through relentless material profligacy, but through a due attention to season and cycle and the processes of maturation. Austerity presents us with an arid world, stripped bare of meaning, devoid of hope. Frugality offers us a way to re-enchant the future.” – Tim Jackson Frugal Living is New Road to Prosperity Special to CNN November 21, 2010
What a wonderful way to think of being frugal – it offers us a way to re-enchant the future! Closely related to “don’t throw that away,” is “waste not, want not.” The subtle difference is contained in a term that came into being after the Depression: recycle. What is not wasted today will still be around in the future. Our ancestors recycled out of necessity. Even in times of prosperity, humans began to understand that recycling has a global implication. Another reason (other than thrift) to recycle is that it is good for everyone. Keeping non-perishables out a landfill is a conscientious thing to do. Using only your share of resources (such as water and electricity) is expressing concern for others who need to use it also, as well as preserving its use for your own grandchildren. The origin of the expression “waste not, want not” is uncertain. It has been suggested that it could be traced back to 1772. A Canadian poster from World War I headlines: “Waste not, want not. Prepare for winter. Save perishable foods by preserving now.” The saying surfaced in America when Thorne Smith, a popular writer of the time, included the phrase in his 1932 novel, Topper Takes a Trip. “Waste not, want not” follows the same train of thought as “a penny saved is a penny earned.” What you do not waste, you retain. Think Before You Discard or Recycle
Clark Howard, author of Living Large In Lean Times, has an abundance of information in his book. I highly recommend it. One of the hints he has in this area is about saving money on printer cartridges. He says: “I really hate to waste things. So I was excited when I read a TechWorld.com report about how manufacturers of the cartridges we all use in our printers give you a notice that your cartridge is empty when nearly 60% of the ink is still left. If you throw it out at that point, more than half the ink you pay for goes unused!So when your computer tells you to replace the cartridge, instead just pull it out and shake it. You’ll probably get several weeks more use out of it. Manufacturers have a clear financial incentive to shortchange you and make you buy more of their product. What you pay to print per page skyrockets if you throw that cartridge out or recycle it too early….Another way to reduce your ink use is to change the font you use to print. The general consensus out there seems to be that Century Gothic is just about the most economical font.” (from Living Large in Lean Times)
Let Me See: What Can I Do With That?
When those in the Depression looked at an item, their imagination went into play.
The goal of the U.S. Environmental Protection Agency is to produce less waste for landfills. Their slogan: reduce, reuse and recycle, has an added benefit. It also saves money. If you are forced to think in new ways about how to get by on less, this is a principle worth examining. Reduce, reuse, and recycle may sound good, but how is it practically applied? Old habits die hard. It is easy to dump disposables in the garbage. Thinking before discarding, though, can actually result in less expenditure on some items. Some items can be reused for a short period, avoiding purchase of similar items, and then discarded when absolutely necessary, such as:
If you have small children (or grandchildren that visit), it is not always necessary to buy toys for them. Save plastic food containers, boxes, etc. and help them create something.
When my grandchildren visit, I empty my cabinets of plastic containers with lids, funnels, etc. and let them use them in the bathtub. When they return home, I wash them and put them back in the kitchen. Leftovers, no matter how small, can be used. Don’t give in to the temptation to leave them in the refrigerator until they have spoiled so you don’t feel guilty about throwing them away. Be creative with what you do with them. If you can’t think of something within a day or two, label and freeze for a time when you will need the item.
Let your imagination run with reusing things for as long as you can. When your creative juices are flowing, you will be surprised at what you can do. If you have children, make a game out of this. Heavenly Principle
Jesus displayed this mindset when He fed the five thousand. Obviously, He was capable of producing food any time He wanted to, but when all the people had been fed, He made sure what was left over was not wasted. Good stewardship should make us think the same way. And Jesus took the loaves, and when He had given thanks He distributed them to the disciples, and the disciples to those sitting down; and likewise of the fish, as much as they wanted. So when they were filled, He said to His disciples, “Gather up the fragments that remain, so that nothing is lost” (John 6:11-12). Your Personal Reflection Most money saving measures just require thought. It is easier to toss something than wash it and use it again. Are you aware of any wasteful habits that you have that you can change in order to stretch your dollar? |